Kim Smith - PorchLight Group

Kim Smith - PorchLight Group

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04/08/2026

For years, people pictured first-time homebuyers in their 20s buying their “starter home.”

But that timeline has changed.

The average first-time buyer today is 40, and first-time buyers made up just 21% of home purchases last year — the lowest share on record.

Homes cost more, interest rates are higher than they were a few years ago and many people are simply taking longer to make the leap into homeownership.

If you’re still hoping to buy your first home someday, here’s the important part:

You’re not behind.

And it’s not too late.

The timeline looks different now but the opportunity is still there.

If buying a home is on your radar this year or next, I’m always happy to talk through what the process looks like and what’s happening in the market here in your zip code.

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