Financial Literacy Conversations

The owners of for-profit banks and other financial institutions know the power of compound interest. Just look at some of their headquarter buildings: Charles Schwab HQ Legg Mason (duh!) Bank of America HQ They didn’t build these huge buildings with just revenue (although their revenues did have a hand in the process), they built it with the funds they got from compound interest....

The Power of Compound Interest: How to Grow Your Wealth Over Time The owners of for-profit banks and other financial institutions know the power of compound interest.  Just look at some of their headquarter buildings: Charles Schwab HQ Legg Mason (duh!) Bank…

After a bit of a hiatus, Financial Literacy Conversations are back! This first article will supply you information on how to build a budget and tricks you can use to keep your budget on track. Don’t be like the US government, that overspends their budget every year! The last year the US government overspent by $1,830,000,000.00 That is 1.83 Trillion Dollars!...

10 Simple Steps to Create a Winning Budget After a bit of a hiatus, Financial Literacy Conversations are back!   This first article will supply you information on how to build a budget and tricks you can use to keep your budget on…

"Buy term and invest the rest" This is an old piece of advice. Many do the first part, but not the second. And at the end of the term, you are left with nothing, or a highly expensive new term policy. But, adding a Return of Premium rider to a term policy gives you a big payment at the end of the term. Use a bit of that big payment to go out and celebrate your life!