Tim Hayes Financial Advisor for Public Employees

https://www.independentadvisorthayes.com/the-new-rules-of-financial-advice/

Fiduciary vs. Reg BI: A Guide for Public Employees on Advisor Fees Understand the new rules of financial advice: Fiduciary (IAR) vs. Reg BI (Broker). Learn about fee-vs-commission conflicts and the "Statutory Employee" trap in 403(b) plans.

https://www.independentadvisorthayes.com/impact-of-the-windfall-elimination-provision-government-pension-offset-repeal/

The Impact of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) Repeal on Public Employees Financial Advisor Tim Hayes discusses the impact of the landmark Windfall Elimination (WEP) and Pension Offset (GPO) repeal on public employees