Peter Calia - United Direct Lending - NMLS 323146

🚨 Condo Financing is Changing in 2026 & 2027 🚨

If you're buying, selling, or financing a condo, these changes could directly impact your transaction.

Fannie Mae and Freddie Mac are continuing to tighten condominium approval requirements, placing greater emphasis on:

✅ Association financial strength
✅ Reserve funding and budgets
✅ Special assessments
✅ Structural inspections and deferred maintenance
✅ Insurance coverage
✅ Building safety compliance

What does this mean?

A condo that was financeable a year ago may not qualify today without additional review.

More condo projects are being scrutinized, and financing delays or denials can occur if issues are discovered late in the process.

That's why it's more important than ever to review a project's eligibility early using Fannie Mae and Freddie Mac condo approval tools before listing, showing, or making an offer on a property.

For Realtors:
🏡 Avoid surprises during underwriting
🏡 Reduce contract fallout
🏡 Position buyers with stronger offers

For Buyers:
💰 Understand financing options upfront
💰 Avoid unexpected loan issues
💰 Create a smoother path to closing

As condo lending guidelines continue to evolve, having an experienced mortgage professional involved early can make all the difference.

If you have questions about a specific condo project or want to determine whether it meets current agency requirements, feel free to reach out.

🏡 Favorite Time of Day? Closing Time.

There’s nothing better than witnessing handing over the keys and seeing someone step into their new home for the first time. Helping clients achieve the dream of homeownership is why I do what I do.

Whether it’s your first home or your forever home, I’m here to help you every step of the way. Let’s make your dream a reality.

📞 Ready to get started? Let’s talk.