Susan P Walker, Realtor, GRI, MCNE

Some more homeowners are finally making their move, even if it means giving up that 3% mortgage.

Data from the FHFA shows the share of homeowners with rates under 3% is shrinking slightly, while more are taking on rates above 6%. Sure, some of the people with rates above 6% are first-time buyers, but others are people just like you who decided to move anyways.

Why? Because life doesn’t wait for perfect timing.
Families grow, jobs change, priorities shift, and a house that once fit perfectly may not fit at all anymore.

And with mortgage rates easing from earlier highs and forecast to dip slightly more in 2026, moving is becoming a little easier again.

If you’ve been holding off, maybe it’s time to ask: Is your low rate worth staying somewhere that no longer fits your life?

DM me if you want to talk through your options or see what's out there in your price point.



Call/text me at 512-965-5433 to get your real estate questions answered

Life doesn’t wait for the perfect rate. Maybe you shouldn’t either.

With mortgage rates down from their peak and forecast to dip slightly more in 2026, moving may be more feasible than you think. If you’re ready to see what’s possible in our market, let’s talk.



Call/text me at 512-965-5433 to get your real estate questions answered

Why More Homeowners Are Giving Up Their Low Mortgage Rate If you’re like a lot of homeowners, you’ve probably thought: “I’d like to move… but I don’t want to give up my 3% rate.”

Online searches for “homes for sale” are up more than 20% since last year.

Now, that doesn’t mean buyers are flooding the market. But it does mean interest is picking back up.

If you’ve been wondering whether anyone’s even looking right now, this is your sign the market isn’t frozen.

There are buyers out there doing their homework and preparing for their next move.

If you want your house in front of those people, let’s talk strategy.



Call/text me at 512-965-5433 to get your real estate questions answered