Beth Rountree, Realtor
01/15/2026
Mortgage headlines are loud — but here’s the real takeaway 👇
Rates aren’t “low,” but they are stable, and that matters.
After the latest jobs report, mortgage rates held steady instead of spiking. The average 30-year fixed is hovering around 6%, with some lenders briefly dipping into the high-5% range.
Why this matters:
• Buyer confidence is improving
• Move-up and second-home buyers are re-engaging
• Stability is bringing serious buyers back into the market
Bottom line: stability > volatility.
If you’re curious how today’s rate environment impacts your buying power or timing, happy to talk it through.
Rates vary by borrower and loan program. Always confirm details with your lender.
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