Financial Staples

While motivation is important, it can often change from day to day. It’s even harder to maintain when you have a long-term goal. Slow progress or small setbacks can kill your momentum. Consistency requires you to commit to habits that allow you to achieve success over time.

This is true for any goal, whether it’s related to your money, health, or a relationships. Start with your why to uncover the motivation, then focus on the specific habits you need to achieve long-term success. Don’t be afraid to seek help and lean on others to hold you accountable along the way.

A common misconception is that prenups are for the rich and famous. A prenup not only outlines what would happen if the marriage ends in divorce, it can also state each person's rights and responsibilities regarding premarital and marital assets and debts.

Not sure if it's right for you? Here are a few good reasons to consider a prenup:

- You're entering your second marriage and/or you have children.
- There's a disparity in income or wealth between you and your partner.
- You or your partner has a significant amount of debt.
- You or your partner own a business.
- You expect to receive (or have already received) an inheritance.

If you're considering a prenup, talk about it sooner rather than later. Attorneys suggest having the discussion at least six months before the wedding.

Money issues are one of the leading causes of divorce, so it's important to discuss finances with your partner before you walk down the aisle. This way, you can create a solid foundation and express your concerns or expectations when it comes to managing money as a team.