The RE Resource Group

📉 Mortgage rates are at their lowest point in 3.5 years.

Buyers who locked in around 7% last year are now seeing rates in the high 5s.

That might not sound dramatic… but the purchasing power difference is significant.

Here’s what it actually means:

🏡 On a $400,000 home
Dropping from 7% to 5.75% saves roughly $350/month on your mortgage payment.

🧾That same monthly payment that got you a $400,000 home last year?

✅Now it gets you closer to $445,000–$450,000.

🔑That’s $40,000–$50,000 more home for the exact same out-of-pocket each month.

🗣️For buyers who’ve been sitting on the sidelines waiting for rates to drop —
this is the window!

💵Rental income ≠ net income.

🏡As a property owner, your 1099-NEC reports the total rent collected, while expenses are deducted separately when you file your taxes.

📄 Completing your W-9 ensures your 1099 is issued accurately and on time.

🧐Have questions about owner reporting or property management?

📩 DM us or contact RERG Property Management.

#1099 PassiveIncome

✨ 2026 is bringing real changes for Georgia homeowners + investors!

Homeownership and property transactions just got a little better in the Peach State. Starting January 1, 2026:

✔ HVAC warranties automatically transfer to the new homeowner at sale (no registration needed) — giving buyers more confidence in their purchase 🏠✨

✔ Home insurance companies must give 60 days’ notice before canceling or refusing renewal — more protection for you 📆 🛡️

Whether you’re buying, selling, or investing — these updates matter.

At RERG Property Management, we help
• Buyers find the right investment
• Sellers get top market value
• Investors protect & grow their rental cash flow

✨ First month of management FREE on new properties

🤝 Agents: Ask about our referral program!

📩 DM us