Merrick Real Estate Partners

Can I share a secret with you?

It’s always been frustrating to unpack your Christmas ornaments and to find that they’re broken, flattened, and just not in great shape.

Believe it or not, there are better ways to store them that won’t cause any damage!

First, use a fabric bin to store wrapping paper and a hook to hang paper gift bags.

Next, use a tree storage bag or a large duffel bag to store your Christmas tree.

Third, create a cardboard divider for Christmas ornaments before storing them into a box so that they won’t knock into each other.

Fourth, store your Christmas wreaths in a plastic container and them hang them so that they will stay in perfect shape.

Fifth, make sure to label your containers properly and keep them in a dry place so that you can easily see them next Christmas!

Next, wrap Christmas lights around cardboard to prevent them from getting tangled. Lastly, use clear containers for smaller decorations so that you can see them without needing to open them.

Double tap if you think these tips are helpful!

Wishing you hope, peace, and love this holiday season! 🎄

From my family to yours - Merry Christmas!

Today is the darkest day of the year. 🌑

Winter solstice is the day that marks changing seasons and the promise of brand new days ahead.

May this Solstice bring you love, peace, and good fortune in the upcoming year.

Happy Solstice!

Here’s what the experts won’t tell you: when buying a vacation home: You’ll need a higher credit score and a higher down payment. 💸

Credit score – For vacation properties, you'll need a credit score higher than if you would be purchasing a home for yourself.

Down payment – Generally, you only need to put a lower down payment for primary residence, but with a vacation home, you'll need at least [insert interest rate %] or more.

Debt-to-income ratio – For a primary residence, you’ll need a debt-to-income ratio of 50% while for vacation properties you’ll need it to be 43% or higher.

Mortgage rates can sometimes be 0.5% to 1% higher when buying vacation properties, among other limitations. But then again, you’ll also get tax deductions for owning a second home!

Make sure that you contact an expert real estate agent that knows the area well before buying a vacation home. If it's not me I can put you in touch with your desired area.

Looking to buy a property soon? You know how to reach me!

📞 678-393-0705
📩 [email protected]
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💻 http://www.merrickrealestatepartners.com/

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