DericSells

DericSells

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04/16/2026

# # HEART WORK > HARD WORK ❤️🧱
Folks ask why I focus on “bad credit” instead of taking the easy route with 700+ clients. My answer? **Heart Work, not Hard Work.** In 2014, I was the one with the 400 score, walking everywhere with my baby because I couldn’t get approved. 🍚🌭 I found my purpose in helping those who have been counted out—and when you chase purpose, the profit follows. 🕊️🛡️
I don’t just see a “bad score.” I see a family that needs a reliable SUV and a legacy that needs to be built. We use **Consumer Law** to delete the past and secure the future. 🏗️🔑
# # # 🚀 START YOUR COMEBACK NOW
⚠️ **I CANNOT KEEP UP WITH DMs.** I have to manually reply to hundreds of you. If you want to skip the line and get results **NOW**, follow the protocol:
🔗 **CLICK THE LINK IN MY BIO TO BOOK YOUR CALL!** 🔗
**Calendar bookings get priority and are handled much FASTER.** 🛡️🔑
🔥 Comment **”700”** to delete the repos and debt holding you back!
💸 Drop a **”HUNDO”** for the link to maximize your tax refund!
🏎️ Drop **”CAR PLUG”** for that $0 down deal!
dericsellscars HeartWork 700Club CreditRepair ConsumerLaw DericMath FinancialFreedom BookACall LegacyBuilding 0Down AtlantaCars HoustonCars

04/02/2026

POV: Meeting with that 530 credit score customer who just spent their last $5,000 cash on a “reliable” car 2 months ago... only to have the engine blow on the highway today. 📉🏚️
This is the “Cash Car Trap” that keeps people stuck in poverty.
You think you’re being “smart” by avoiding a car note, so you dump your savings into a high-mileage gamble. Now, you have $0 in the bank, no transportation to get to work, and your credit is still sitting at a 530, meaning no bank will touch you. 🛑⛓️
It’s time to stop the cycle.
Instead of spending $5,000 on a headache, imagine if you had invested a fraction of that into Credit Repair two months ago. We could have:
✅ Scrubbed the old collections and late payments using Consumer Law. 🧼
✅ Built a profile that the banks actually respect. 📈
✅ Put you in a brand-new 2026 model with a full warranty and $0 DOWN. 🏎️💨
Now, you’re back at square one, but the “Deric Sells” playbook is still open. We don’t just fix scores; we stop the bleeding so you never have to worry about an engine blowing or being stranded with your kids again. 🏗️🔑
🚀 STOP THE CASH CAR TRAP
⚠️ INBOX IS OVERFLOWING! If you are tired of throwing money away and are SERIOUS about getting a reliable, warrantied ride right now, don’t wait for a reply...
🔗 CLICK THE LINK IN MY BIO TO START NOW! 🔗
🏎️ Drop “CAR PLUG” if you’re stuck with a dead car and need an exit strategy!
🔥 Comment “700” to delete the negatives and fix your profile for good!
💸 Drop a “hundo” and I’ll DM the link to maximize your tax refund so you have the capital to win!
0down consumerlaw houstoncars atlantacars taxseason reliability

03/22/2026

I’m setting my 8 and 10-year-olds up for a life of leverage. While most kids are just playing games, mine are learning how the financial game is played. 🎮📈
If you want your kids to start at a 700+ credit score the day they turn 18, here are the 3 things I’m teaching them right now:
1️⃣ The Power of Authorized Users: I’m adding them to my oldest, cleanest credit cards. By the time they hit 18, they’ll inherit a decade of perfect payment history. That’s a “cheat code” for an instant high score! 💳✨
2️⃣ Credit is a Tool, Not a Gift: I explain that credit isn’t “free money”—it’s a tool to buy assets. If it doesn’t make you money or save you money, don’t put it on the card. 🛠️💰
3️⃣ The 30% Rule: They already know that just because a card has a $1,000 limit doesn’t mean you spend $1,000. We keep that utilization under 30% (and aim for 1%–3%) to keep the bureaus happy. 🎯
Don’t wait until they’re struggling to teach them what you wish you knew. Start the legacy now! 🏠🏎️
🚀 READY TO SECURE THE FAMILY FUTURE?
🔥 Comment “700” to fix your profile so you can pass that perfect credit down to your kids!
💸 Drop a “hundo” and I’ll DM the link to maximize your tax refund so you have the capital to invest!
🏎️ Drop “CAR PLUG” if you need me to negotiate a safe, reliable ride for the family!
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