The Victory Group LLC
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🏡🏡Never tear down anything, unless you are prepared to build something better🛠️🔨🎨
🏡COMING SOON✨ ✨✨ 3Bdrm/2Bath✨Open Floor Plan✨New Roof✨New Flooring✨Upgraded Lighting✨New Countertops
… Another one by The Victory Group LLC powered by TNT Group Enterprises Inc. & Jassy Design & Decor
*We do not own the rights to any of the music being played**
01/07/2026
🗣️Big news announcement…
Fannie Mae is doing away with its desktop underwriting minimum credit score requirement of 620.
What this means?
• Fannie Mae’s DU system will no longer have a hard minimum credit score (formerly commonly 620) for new case-files as of mid-November 2025.
• Instead of a simple score cutoff, DU will evaluate applicants using its proprietary risk model that looks at many factors beyond the score.
• Borrowers with lower scores (500-590) now have more opportunity for conventional loan eligibility provided their overall profile is solid.
• Credit scores are still required (by lenders) and still part of the risk picture as this change is about flexibility, not elimination of credit standards.
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