Fox Commercial Capital

Is Your Deal Really a Deal? Here's How to Know Before You Pitch It.

Before you get too attached to a property—or start shopping it around to lenders—take a moment to qualify both yourself and the deal. 🛑

Too many borrowers waste time (and money) chasing financing for deals that were never bankable in the first place.

Here’s a simple checklist to help you avoid that:

✅ Know Your Own Strength as a Sponsor
Lenders want to know who they’re betting on. Be ready to show:
• Your experience in similar projects
• Your creditworthiness
• That you have real “skin in the game”
Documents to prep:
• Personal Financial Statement (PFS)
• Schedule of Real Estate Owned (SREO), if you have other holdings

✅ Check Your Liquidity
Do you have the cash for the down payment, closing costs, reserves, and potential overruns? If not, now’s the time to get clear before applying.

✅ Have Your Deal Dialed In
Lenders don’t fund half-baked projects. Be ready with the full package:
• Purchase & Sale Agreement (PSA)
• Rent rolls, leases, pro formas, or construction budgets
• A clear exit strategy and timeline

Bottom line: When you know your numbers and present a tight, complete package, lenders take you seriously—and your chances of closing go way up.

⸻

💬 Borrowers and investors—what’s one lesson you’ve learned the hard way when trying to get a deal funded?

🔁 Thinking of Refinancing Your Rental Portfolio?
Now might be the perfect time.

Whether you’re looking to lower your interest rates, restructure your loan type, or unlock equity to reinvest—refinancing can be a smart move for long-term growth.

📉 Improve cash flow
💰 Tap into equity
🚫 Eliminate balloon payments
📈 Reinvest in more opportunities

At Fox Commercial Capital, we help real estate investors restructure and grow strategically with tailored financing solutions.

📞 Ready to see what refinancing can do for your portfolio?
Let’s connect!
👉 [email protected] | 800.941.3840