Your Humble Abode

This one checks off all the boxes! 🏡✅💚

First Time Homebuyer Steps to Success (Step 2) Last time we looked how lenders determine your rate and your credit worthiness based on your credit score. We suggested that you order your credit reports from the 'big 3' credit reporting agencies. When you receive your credit reports look for mistakes or anything else you can challenge. According....

First Time Homebuyer Steps to Success (Step 3) Unless you'll be paying cash for a home or you are applying for a loan backed by the government (such as a USDA or VA loan) or a Fannie Mae or Freddie Mac loan, you'll need at least 20 percent of the loan amount in cash. This is the down payment, required by the lender. The larger the down payment,....