Ashkettle Financial Services

Knowing we’ve made the process feel simple and straightforward is the best reward we could ask for! 👏

Whatever your financial goals look like, we’re here to help you move forward with total confidence.

Ready to discuss your options? Get in touch for a chat today! ☎️

Pay yourself first. Because past you knows future you can be a little unreliable. 😅 💰

Setting up an automatic transfer on payday means your savings happen before you even have a chance to see the money. It is the single easiest way to build a house deposit or an emergency fund completely on autopilot.

Have you automated your savings yet?

Follow for more savvy saving tips in our That's How They Get You series.

The Reserve Bank has announced its latest update, increasing the Official Cash Rate to 2.5%.

If you have a mortgage or you are currently house hunting, this news changes the landscape a little bit. When the OCR moves, lenders generally adjust their own interest rates in response. For homeowners, that can shift your regular repayments. For buyers, it can reshape your overall borrowing power.

Changes in the market are a standard part of the property cycle, so there is no reason to feel uneasy. Navigating a rate rise just comes down to preparation and having the right plan tailored to your situation.

Whether you need to review an existing mortgage or want to check how this impacts your budget for an upcoming purchase, taking a proactive look at the numbers is a great next step.

There is a massive difference between spending money on things you actually enjoy and leaking cash on convenience you didn’t even care about. The $18 delivery fee wasn't the treat; the food was.

The people who build real financial momentum aren't the ones cutting absolutely everything out of their lives. They're just the ones who know the difference. Intentional spending reads incredibly well to a lender, and so does a steady savings pattern, even a modest one.

You don't have to be perfect. You just have to be deliberate.

Follow for more savvy saving tips in our That's How They Get You series.