CLEO - Your Go To Adviser

At CJFS, we simplify your financial solutions so you can focus on what matters the most to you.
👨‍👩‍👧‍👦 As a family-owned business, we understand what families need.

Ready to take the next step? Talk to Cleo 🙋‍♂️ TODAY!

👨‍👩‍👧‍👦 Family-owned | 🏡 Home Loans | 🛡️ Life & Health Insurances | ✈️ Travel Insurance

🏡 Looking to buy your first home or thinking about refinancing?
Let's make your homeownership journey easier!

Talk to us about your mortgage, and you could receive up to 1.25% cash back on eligible lending. T&Cs apply.

We offer:
✅ Home Loan Advice
✅ First Home Buyer Support
✅ Refinancing Options
✅ Life Insurance
✅ Trauma Insurance
✅ Disability Insurance
✅ Health Insurance

Everything you need to protect your home, your family, and your future—all in one place!

📞 Call or WhatsApp CLEO - Your Go To Adviser TODAY!
💬 wa.me/64272536780

Our People, Communities & Culture 🤩

🔥 BACKING CHAMPIONS. BUILDING FUTURES. 🔥 Dixon Tuskers Idukki proudly welcomes Cleo Sagin Tholath as a sponsor for Mallu Premier League Season 3! 🏏🐘 Whether you’re chasing your dream home, securing your family’s future, or planning your financial goals, Cleo is the trusted advisor who helps you move forward with confidence. 🏡📈 Just as we strive for excellence on the field, our sponsors help our community achieve success off it. 💥 Thank you, Cleo, for being part of the Tuskers family and powering our MPL Season 3 journey! #DixonTuskersIdukki #MPLSeason3 #SponsorSpotlight #CleoSaginTholath #FinancialAdvisor DreamHome InsuranceSolutions HamiltonNZ TuskersFamily CricketWithPurpose 🐘🔥🏏

✈️ Travel Insurance Made Easy – Wherever You're Headed! 🌍

Planning a trip? Whether you're travelling within New Zealand or heading overseas for a holiday, we’ve got you covered.

✅ Domestic & International Cover
✅ Medical & Emergency Expenses
✅ Personal Belongings Protection
✅ Flexible Options to Suit Your Trip

Unexpected events can happen—travel with confidence knowing you’re protected every step of the way.

💼 Quick Quotes Available
👉 Get your FREE quote today and travel worry-free!

Contact Cleo today!

✅ New nib customers who take out an Easy Health, Ultimate Health, or Ultimate Health Max policy will receive 2 MONTHS FREE premiums after paying their first month.

⏰ Offer ends 30 April 2026, so there isn’t long to go.

If you’d like to see whether this is suitable for you — or simply want a quick comparison — I’m happy to help.

🌼✨ Happy Vishu! ✨🌼

Wishing you and your family a year filled with prosperity, happiness, and new beginnings.

May this Vishu bring abundance, success, and positivity into your life 🌾💛

“May the light of Vishukkani fill your home with hope, joy, and endless blessings.”

Warm wishes,
Cleo, Jincy & Team

Our People Communities & Culture 🤩
All the best to Wicket Warriors Wanganui playing the BIG BARREL MANAWATU IPL CUP.
Wicket Warriors Wanganui

Our People Communities & Culture 🤩
All the best to Wicket Warriors Wanganui playing the BIG BARREL MANAWATU IPL CUP.

Proudly introducing our IPL 2026 sponsor Cleo Sagin Tholath. Please contact Cleo for your insurance and mortgage queries. Thank you Cleo Sagin Tholath for your generous sponsorship. Cheers