YouOwn Shared Ownership

Why now is the best time to buy a home — even with a small deposit

You’ve probably noticed all the For Sale signs lately… that’s because NZ has just hit the highest number of homes for sale in 10 years — and prices have stayed flat.

✅ 30,000+ homes on the market
✅ Buyers have the upper hand in price negotiations
✅ Interest rates are falling
✅ Deposit barrier? YouOwn can help

With YouOwn’s shared ownership, you can get pre-approved and into a home with just a 5% deposit — no income caps, no bidding wars.

📉 Vendors are competing for buyers.
🏠 You get more choice, better deals, and a genuine shot at homeownership.

💬 Check out this blog and tag a friend who needs to see this.

First Home Buyers – Why Now Is a Smart Time to Buy Property in New Zealand – Part 2 - YouOwn If you’ve been dreaming of owning your first home but felt locked out by high prices or the need for a large deposit, 2025 might just be your best chance yet to finally make it happen.Here’s why: there are more homes for sale right now than there have been in a decade, and the market conditions ...

Unable to access the Low Deposit First Home Loan because your income is too high? Shared Ownership with YouOwn could be another great option for you.

 No income caps
 You can buy with as little as 5% deposit
 Available across New Zealand
 Buy new or existing homes
 You aim to buy YouOwns share out after five years

Reach out if you want to learn how the shared ownership model works.

Considering homeownership? Now might be a good time.

According to a recent article on interest.co.nz, the number of properties listed for sale on Trade Me hit a decade high in February, and continued to climb another 6% in March. That puts total stock of available houses for sale up 12% compared to March last year which means means more options for prospective buyers. Despite this surge in listings, price signals remain mixed, suggesting that prices have not risen significantly yet.

At YouOwn Shared Ownership, we're here to help you seize this opportunity. Our shared ownership model makes entering the property market more accessible for first and second chance buyers and with as little as 5% deposit.

With more properties available and prices holding steady, it could be a good time to explore your options.

https://www.interest.co.nz/property/132793/volume-homes-sale-trade-me-property-continues-building-over-autumn-price-signals

Stock of properties for sale continues growing on Trade Me Property Volume of homes for sale on Trade Me Property continues building over autumn with price signals mixed

What's happening with NZ house prices right now?

If you've been waiting for the "perfect time" to buy a home, this might be your wake-up call. Experts are predicting New Zealand house prices will rise in 2025, with some suburbs already showing signs of heating up. With prices still well below their 2021 peak, buyers now have an opportunity to enter the market before prices go up further.

And even better news - with YouOwn, you don’t need a massive deposit to get started. Our shared ownership program lets you step into homeownership with as little as a 5% deposit, giving you a chance to get on the property ladder before prices climb higher.

Read the full article here:

What's happening with NZ house prices? (2025) | Property market Update Discover what’s happening in New Zealand’s property markets for 2025, with insights on trends, house prices, and key growth areas across regions.