EASY LIFE MART TEX

Good day everyone I will use this medium to inform the public that
I Hon.KAMALUDDEEN ABDULKAREEM ZANGO (YAJO ) from today 12/03/ 2025 I moved from APC to SDP

Nomba POS machine by Amucha microfinance bank, is one of the best POS machine when it comes to
Charges
Network
Customer service resolution
Lasting battery etc
You can also use it for any business, get yourself one and enjoy seemless transaction, try as much as possible to reach us,

Call 09096888513 or 08064637004

when you are facing any challenges consigning your Nomba terminal machine,

THANK YOU FOR CHOOSING NOMBA SERVICE.

Age of Users

To use the Service, you must be, and represent and warrant that you are 18 years and over and of legal competence to enter into a binding agreement with us, and are not otherwise prohibited from using the App and Services in accordance with these terms and conditions or any relevant laws.

Transactions

After your Nomba Account/Wallet has been opened and activated, you will be able to initiate the transaction types as made available by Nomba from time to time (“Transactions”) including the following:

Fund your Nomba Account/ Wallet through a debit card;
Send money to personal or third party accounts from your Nomba Account/Wallet ;
Withdraw cash from your Nomba Account/Wallet through participating ATM networks;
Withdraw cash from your Nomba Account/Wallet through participating ATM networks;
Purchase Prepaid Airtime;
Pay utility bills or make one-off or periodic payments or remittances to participating utility providers, financial institutions, charity organisations, etc.;
Manage your Nomba Wallet (e.g. check balance inquiries, change PIN, etc.);
Any other Transactions may be introduced by Nomba from time to time.

You acknowledge that no interest will be paid on any funds held in your Nomba Account/Wallet.

Nomba does not warrant that all functionalities and or transactions on the App shall be available at all times. Nomba may withdraw any functionality and or transaction or the entire App as a direct result of new or amended legislation, statutory instrument, government regulations or policy or any other compelling reason.

Nomba may provide additional functionalities and or transactions on the App following integration with platforms of financial institutions and other entities providing you with specified services. Such functionalities may give you limited access to platforms of the financial institutions or other entities. By using such functionalities to gain access to other platforms, you hereby agree to indemnify Nomba against, and hold Nomba harmless from any losses arising from your access to such external platforms.

In the event of any review of our business planning, technical, public interest or operational reasons, changes within the industry, recommendations from regulatory bodies or similar events, Nomba may vary these terms and conditions or policies affecting usage and shall notify you of such changes through appropriate means. Your continued use of the App shall be deemed to be your acceptance of all such varied terms and conditions or policies.

Transaction limits and charges as prescribed by Nomba shall apply each time you send money, pay bills or use other functionalities that effect the transfer of funds from your Nomba Account/Wallet.

Your transaction request will not be completed:

If you have insufficient funds in your Nomba Account/ Wallet to complete the transaction and or to cover the charges for the transaction;
If you have reached the maximum Nomba Account/ Wallet balance limit prescribed by the App;
If you have reached the daily limit prescribed by the App by virtue of applicable risk and KYC thresholds set by Nomba;
If your Nomba Account/ Wallet has been temporarily suspended or permanently frozen on valid grounds;
If there are any other compelling reasons such as temporary system delay or outage.

You will be charged a fee for any transactions you undertake on the App. The fee will be in accordance with the published tariffs.

If the funds in your Nomba Account/Wallet are not sufficient to conduct your transaction (including covering the transaction cost) request in full, the transaction will not be completed and no funds will be debited from your Nomba Account/Wallet.
Where the App is unable to complete a transaction you will be notified by way of a pop-up message on your mobile device.
In the event that a transaction fails but your Nomba Account/Wallet is debited, you shall inform the Nomba customer support of this occurrence. Upon receipt of this report Nomba shall conduct an investigation and effect a refund to your Nomba Account/Wallet only where the failed transaction was occasioned by a glitch or technical failure of the App.
A transaction once completed is final and irrevocable. As such, Nomba shall not be under any compulsion to reverse any transaction.
Notwithstanding the import of clause 10.7, Nomba reserves the right, at its sole discretion, to cancel or reverse a transaction if reasonable grounds such as manifest error or fraud are shown and PROVIDED THAT the Recipient has not redeemed the funds covered by the transaction and the reversal claim is made within one (1) month of the erroneous transaction date.
Nomba shall not be compelled to refund or compensate the sender if the funds are sent to a recipient mistakenly or in error or fraudulently or under duress and you hereby agree to hold Nomba harmless for any losses arising from a mistaken, erroneous or fraudulent transfer of funds or any transfer of funds from your Nomba Account/Wallet effected under duress or under coercion or criminal force. Nomba shall, in its own accord, choose to aid this recovery by reaching out to the User credited erroneously without more. All refund shall be at the credited Users volition

Account Registration

To access the Nomba (formerly Kudi) Mobile Application (“the App”) and the Services, you will be required to provide certain registration details or other information which may include but is not limited to your name, bank account or card details, information about the location of your business, etc. You represent and warrant that all the information you provide will be correct, current and complete. If we believe that the information you provide is not current, incorrect, incomplete or misleading, we have the right to refuse you access to the Services and to terminate or suspend your access at any time. You may also be required to update your information from time to time in order to capture accurate data through an account upgrade feature which will be provided for users via the App

To use the App, you must provide your Bank Verification Number (BVN) and/ or any other valid means of identification (ID). The following items shall constitute sufficient proof of (ID): national ID card, driver’s licence or international passport if you are a Nigerian national; and original alien certificate, diplomatic ID or passport if you are a foreign national or any other valid means of ID as communicated by us from time to time.

Where an Account is opened without BVN or wrong BVN, such Account will be restricted until the BVN is provided and or updated on such Account. Nomba is required by the CBN to verify all BVN’s collected.

By giving Nomba your BVN, you authorise Nomba to collect and save your data from the BVN database as part of our KYC information to fulfil regulatory requirements. All KYC data collected will be treated as confidential. You also permit us to use your BVN to monitor, prevent and detect fraudulent activities and share the same with CBN authorised stakeholders and other regulatory and law enforcement organisations for the purpose of deterring financial fraud.

We reserve the right to screen all Users against applicable sanction lists and the BVN watchlist database and may decline account opening applications in the event they are found to be on any of the lists.

We may, at our sole discretion, reject any attempt to use the Services and resources if any of the requirements set out in these General Terms are not met or if you fail to provide us with satisfactory proof of ID.

We rely on the accuracy of the information you provide when opening and maintaining your Nomba Account/Wallet . You may be required to verify information previously provided or provide additional information in the course of applying for or receiving certain Services.

You acknowledge and agree that we may use and provide any data you provide to our partners and third-party service providers to validate the information you have provided and determine your eligibility for the Services, as described in the Privacy Notice. This validation may include sending a representative to your location or business address provided during onboarding.

Terms of Service

These General Terms of Service (“General Terms”) are a legal agreement between you, as a current or prospective User of Nomba’s services (“you,” “your”, “User”) and Nomba Financial Services Limited, (”Nomba,” “we,” “our” or “us”) and govern your use of Nomba’s services, including mobile applications, websites, software, hardware, and other products and services (collectively, the “Services”).

By signing up for an account or using any of the Services, you agree to these General Terms of Service and any policies referenced herein (“Policies”), including our Privacy Notice. You also agree to any additional terms specific to Services you use including services and products provided by a bank, financial institution, or other partners (“Service Partners”), subject to additional terms and conditions (“Additional Terms”), such as those listed below, which become part of your agreement with us (collectively, the “Terms”). If you are using the Services on behalf of a business or any other corporate entity, you represent to us that you have authority to bind that business or entity to these Terms, and that business accepts these Terms.

Please read all of our Terms carefully and if you do not agree to any or all of these Terms. DO NOT USE THE SERVICES