Velomortgage.ca

Most homeowners have no idea what actually controls their mortgage rate.

No one ever showed them how it connects.

You hear “rates went up” or “rates dropped”…
and you just kind of nod — even though you don’t really know why.

So I broke it down in the simplest way possible:

What actually moves fixed rates
Why your bank isn’t the one setting them
How to stop guessing heading into renewal

Watch here:

velomortgage Banks Don’t Set Your Mortgage Rate (This Does)