Ruby Mortgage Broker

You might be eligible for a refund up to 25% of your CHMC mortgage loan insurance premium?

If you bought CHMC insurance within the last 24 months and you meet the following condition below you are elgible:

Condo Owners: Ask you property manager if your building meets the LEED Canada New Construction standard.
Refund of 15-25% on your total premium

Pre-Con Home Owners: If your home was under any of the following standards: R-2000, CHBA Net Zero Ready and Net Zero Homes, Built Green, ENERGY STAR, GreenHouse, LEED Canada for Homes, Novoclimat 2.0 or Efficiency Manitoba’s New Homes Program.
Refund of 15-25% on your total premium

Existing Home Owners: Have you bought an outdated home and made renovations such as new energy efficient windows, new appliances, new furnace, AC, insulation, etc..
Important** You must have your home assesed before and after renovations by a licensed Natural Resources Canada (NRCan) qualified energy advisor.
Refund of 15-25% on your total premium

To Download the form please visit https://www.cmhc-schl.gc.ca/en/consumers/home-buying/mortgage-loan-insurance-for-consumers/cmhc-green-home/green-home-program-partial-premium-refund-application

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