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It’s an attractive gambit. But it’s not without risks, including foreclosure.

Thinking of buying now and refinancing your mortgage later? Here’s what to consider “Buy now, refinance later” has become a popular path to homeownership in recent years: Of the buyers who took out mortgages between September 2022 and September 2023, 84% said they plan to refinance, according to a U.S. News survey conducted between Sept. 1 and Sept. 7, 2023.

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Large Clear Lot, Private Drive, Detached Garage Concrete Pad (Garage Was Removed). Newer furnace, AC, and roof. Great Residential Neighbourhood, Access To Hwy 401, 400, Hospital, Schools, Parks, & More.
Inclusions:All appliances, ELF's, HVAC, plumbing, and electrical systems as is.

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12 Smallwood Drive, Toronto. Click for more photos and pricing 12 Smallwood Drive, Toronto, ON M3M 1K8. Click for more photos and pricing

The cost of living in Toronto went up nearly 20 per cent between 2017 and 2022 – but that’s less than half the increase seen in the city’s housing prices over the last five years, according to a new report.

This is how much Toronto's home prices have changed over the last 5 years: report Real estate website Zoocasa.com crunched the numbers in a blog post published earlier this week in which living expenses were compared against the benchmark home price in 15 Canadian cities over the two five-year periods.

Here are some tips experts have shared that can make buying a home more attainable even with the high interest rates.

5 tips every first-time homebuyer should consider There is no shortage of obstacles for first-time homebuyers in this economy, including high interest rates, but that doesn’t mean that buying a house is an impossible dream.

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This charming bungalow is nestled in the heart of Etobicoke. Features include a spacious living/dining room, 3 main-floor bedrooms, and a fourth (and second) bath found in the finished basement, which also includes an updated rec room with a fireplace! The exterior boasts a spacious yard with a composite deck, and the oversized garage provides lots of extra storage space. Hurry! This won't last long!

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6 Beckwith Road, Toronto, ON, ON, Toronto, ON, ON, Toronto. Click for more photos and pricing 6 Beckwith Road, Toronto, ON, ON, Toronto, ON, ON, Toronto, ON M9C 3X9. Click for more photos and pricing