KQ Group

🚨 Big News for First-Time Home Buyers: Save Up to $50,000! 🏡💰

Hot off the press! The Canadian federal government has officially launched the First-Time Home Buyer GST Rebate (FTHB GST Rebate) — and it’s a game-changer!

Highlights:
✅ Get up to $50,000 GST rebate on brand new homes
✅ 100% GST rebate on homes under $1M
✅ Partial rebate for homes priced between $1M–$1.5M (sliding scale)
❌ Homes over $1.5M not eligible

Who qualifies?
✔ First-time home buyers (you or your spouse haven’t owned a home in the past 4 years)
✔ Age 18+, Canadian citizen or PR

Eligible properties include:
🏘️ Brand new homes from builders (even on leased land)
🏗️ Self-built or contractor-built homes
🏢 Shares in a housing co-op

Important timelines:
🗓️ Purchase agreement must be signed after May 27, 2025
🏠 Construction must start by 2031 and complete by 2036

Key notes:
🔁 One-time lifetime benefit
👥 If your spouse/common-law partner has used it, you can’t
📄 Assignment deals may not qualify

👉 Thinking about buying a new home? Don’t wait — sign early and claim up to $50,000 back!
Not sure if you qualify? Or need help finding the right property?
📩 DM me — I can help you tour homes, choose the right development, and create a custom plan for your first purchase!

Spacious 1+1 Bedroom, 2 Bath Condo for Rent at 188 Fairview Mall Dr – Steps to Subway, Mall & More!

✨ Address: 188 Fairview Mall Dr, North York, ON
🛏️ 1 Bedroom + Den | 🛁 2 Bathrooms | 📐 Over 720 Sqft

Welcome to this bright and spacious 1+1 bedroom, 2 bathroom condo in the heart of North York! Boasting over 720 sqft of thoughtfully designed living space, the large den can be used as a second bedroom, making it ideal for young professionals, couples, or small families.

📍 Prime Location:

Just steps to Don Mills Subway Station and TTC

Direct access to Highways 404, DVP, and 401

Across from Fairview Mall – shopping, restaurants, cinema & more

Close to library, supermarkets, schools, and parks

【友情提示】2022年加拿大🇨🇦养老储蓄计划的截止日期是：2022年3月1日。

RRSP成功案例分享

❗️家庭总收入120,000。以先生收入$90,000为例子，准备购买RRSP$16200 ($90000*18%)。边际税率为39%，退税能获得$6,318 ($16200*39%)
❗️利用借钱生钱策略，借RRSP贷款$16200，分期2年还清，利率3.2%, 总利息才需要付$525.51
❗️放在RRSP账户做长期投资，年回报10%，到退休时盈利$108,985。利息成本只需要$525.51
❗️退税$6,318再放在TFSA免税账户继续生钱，年回报10%，退休时盈利$42,505。取钱不当收入，不用打税
❗️年回报10%？可以参考Equitable其中一个基金，过去10年年回报平均16.6%，本金增长为343.44%
❗️越早开始退休计划，越久享受财富自由！
欢迎咨询647-302-5777