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Have you ever thought that your hard-earned money, saved over decades, could vanish into unclaimed funds—never reaching your loved ones?

According to an article from the National Post, there's a staggering $1.8 billion sits unclaimed in forgotten bank accounts across Canada, with some estates missing out on amounts that exceed over a million dollars.

If you would like to explore ways to simplify your finances and ensure your assets are accessible for your loved ones, be sure to check this post.
https://samuelconsultant.com/too-many/

Estate Planning: Too Many Accounts Create Challenges for Your Family Have you ever thought that your hard-earned money, saved over decades, could vanish into unclaimed funds—never reaching your loved ones? I was just reading an article in the National Post that reve…

How should you position your investments after the U.S election? Check out this portfolio that has thrived across multiple U.S Presidencies.

A Portfolio That Thrives Across U.S. Presidencies Have you been following the U.S. election? I stayed up late on election night to catch every update! Now that we know Donald Trump will be the next president, you may be curious about what this cou…

Planning for the Registered Disability Savings Plan ( ) is definitely NOT just about setting up an account, then you can forget about it.

It requires a lot of careful considerations. For example,

- Does the disabled person have the capacity to manage their finances?
- What happens if the current account holder passes away?
- What if the Disability Tax Credit expires?
- Will the RDSP affect other government benefits like the Ontario Disability Support Program?
- How much should you contribute to maximize matching grants?
- When can you withdraw money without clawing back government benefits?

These are just a few examples we discuss with families when planning for their RDSP and there's much more to it.

So don't underestimate the complexity of the RDSP planning.

Struggling to get clear answers about Registered Disability Savings Plan (RDSP) As you probably know, the Registered Disability Savings Plan (RDSP) is an important tool to enhance the long term wealth of a disabled person. With the help from the Government of Canada, one …

Had a wonderful time sharing insights and experiences on the Registered Disability Savings Plan ( ) at the recent SCBC workshop!

We covered topics like RDSP contributions, matching grants, bonds, withdrawals, taxation, estate planning, and more. There were also many practical questions from the members. Here are some resources to navigate RDSP planning.

P.S. Thank you to SCBC for their hospitality, making me feel very welcome, and for the heartwarming lunch and dessert. It was wonderful meeting everyone in person again.

Scarborough Chinese Baptist Church 士嘉堡華人浸信會

Key Takeaways from the Registered Disability Savings Plan (RDSP) Workshop at SCBC Recently, I had the privilege of being invited by the Scarborough Chinese Baptist Church (SCBC) to share my knowledge and experience on the Registered Disability Savings Plan (RDSP) with their memb…

I have been serving as a financial advisor since 2005, and throughout these nearly 20 years, I have had the privilege of working with many families, helping them grow their assets and secure their financial futures. Thanks to all your continued support, my business has grown tremendously.

As my business practice continues to grow, so do my clients’ needs. Many of them are entering the retirement stage, making estate planning a key focus.

To ensure I have the adequate knowledge and resources to support these clients, I am pleased to announce that I have obtained the Certified Executor Advisor (CEA) designation from Canadian Institute of Certified Executor Advisors this year.

This professional designation enhances my ability to assist clients with comprehensive estate planning, ensuring that their assets can be passed on to their loved ones smoothly.

If you or anyone in your family would like to discuss estate planning needs, please feel free to contact me at [email protected].

https://samuelconsultant.com/cea/

Certified Executor Advisor: Supporting Your Estate Planning Need As you may know, I have been serving as a financial advisor since 2005, and throughout these nearly 20 years, I have had the privilege of working with many families, helping them grow their assets …

I’ve had the privilege of working with Canadians with disabilities over many years, I’ve observed that many families are still unfamiliar with the Registered Disability Savings Plan ( ) due to its complex rules.

To bridge this knowledge gap, here’s a comprehensive guide addressing common questions about RDSP.

The Ultimate Guide to Registered Disability Savings Plan (RDSP) ” As a financial advisor, I’ve had the privilege of working with Canadians with disabilities over many years, I’ve observed that many families are still unfamiliar with the Regist…