Shane MacInnis - Primerica Representative

40% of Americans spend up to half of their income servicing debt: http://www.marketwatch.com/story/40-of-americans-spend-half-of-their-income-servicing-debt-2017-04-27

40% of Americans spend up to half of their income servicing debt Discretionary spending is part of the problem, experts say.

The household debt-to-income ratio now stands at 169.4, up 23% from a decade ago: http://www.news1130.com/2017/04/24/drowning-debt-new-normal-canada/

Drowning in debt is the new normal in Canada - NEWS 1130 An expert in consumer insolvency describes what it's like on the front lines of Canada's worsening household debt crisis.

Check out five strategies people use to stay on top of their bills: http://www.businessinsider.com/money-management-bill-paying-strategies-2016-12

There's no single right way to manage your money — here are 5 of the most common strategies people use to stay on top of their bills Not every money management strategy will work for you.

Nearly 1 in 4 people reported losses over $30,000 during their lifetime due to a lack of financial knowledge: http://www.newswire.com/news-releases/survey-lack-of-financial-literacy-costs-americans-over-9700-across-their-lifetimes-300430978.html

Tips for getting your finances in order: http://www.bankrate.com/banking/savings/10-saving-money-tips-for-2017-make-it-the-year-you-finally-get-serious-about-saving/

10 Great Tips For Saving Money In 2017 Make the new year the one when you finally get serious about saving. Here’s how.