Edrick G. Tercero - Financial Wellness

What would it be like to be able to take back your time, be paid what you’re worth, instead of the job paying the title?

What if you could take your business wherever you went, the freedom to travel, to be a present parent, a present spouse?

7 years ago we took a chance on ourselves. 7 years ago, we bought our lives back. No longer will someone dictate our time, our pay, and our worth.

We’d love to help show how you, or anyone can do the same.

Send us a DM!

Lets connect !!

Do you own a small business, want to look into starting a business?
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• Are you leveraging all the tools available to you?
• Are you open to learning more?
• Want to know how to leverage before tax dollars and in your benefit?
• Pay less to the CRA / IRS!
Small businesses are a crucial part of Canada’s, and the US economy. Learn more on what opportunities are out there for you.
Pm if you’d like more details.

Ever feel you’re not making enough money with your investment accounts or leveraging the right opportunities? Do you know how your money is supposed to work? Are you using the right tools? Feeling misinformed?

The rule of 72 is one of a coupe methods for estimating an investment's doubling time. The rule number (e.g., 72) is divided by the interest percentage per period (usually years) to obtain the approximate number of periods required for doubling.

* For example, an Investment account at a bank getting a 1% ROR (rate of return).. This will take that money 72 years to double.

* A Credit Cards interest with a present rate of 18% will take 4 years for the interest to double. But who’s on the winning side of this? Does the bank or credit company actually make anything on this?

* Lets say you invested 10,000 and getting a rate on your money at 2%, this will take your money 36 years to actually double. To use an example, if you had invested the 10,000 at the age of 29, you’d be 65 years old before your money reached 20,000 on its own efforts. The baffling question is… Is the bank making the same returns at 2%, or are they earning more on “my money”?

The bank with your same 10,000 dollars will be investing it with what would be PMM’s (Professional Money Managers) example: while you got 2%, they may very well be getting 12% on the same money you put to invest (72 / 12 = 6 - money is double every 6 years), so over the same 36 years, while you assumed 10,000 by 65, they manage to turn that same 10,000, into 640,000.

Now tell me, can you afford not to know where your money should be going, and how to have it work harder for you!?

Learn how you can make a better rate of return with your efforts!!

Ask me what tools I use to make a difference for myself and others I advise.