iSelect

Same street, same power… different bills? 👀⚡
Energy plans aren’t set-and-forget — rates, discounts, and perks can change over time, which is how people end up paying more without realising. It’s not always obvious until you actually compare.
A quick check can help you stay across what you’re on vs what else is out there — no guesswork needed.

Top tips for getting a good deal on your energy plan

Don't just compare usage rates
There are also daily supply fees to consider. You’ll need to take these and usage fees into account to understand whether the plan is a good fit for you. For instance, a low daily supply charge but a high usage rate might not be the best move if you’ve got a big household.

Find any fees within your plan
It’s not just supply and usage rates you need to keep an eye on. You might have additional fees that add up over time. For instance, you could be charged extra for paper bills or paying by credit card.

Check for discounts
Sometimes energy retailers will want to sweeten the deal for you. Discounts can be once-off, like money off your first bill when you sign up, or ongoing, like money off your bill for paying by direct debit.

Power your home through solar
On sunny days, it can be hard to use all the electricity your solar panels generate. That excess can be sold back to your retailer for credit on your next bill.

Compare plans regularly
Regularly checking if the grass is greener on the other side, so to speak, can help you make sure you’re on a cheaper plan. Plus, your household can change over time, and so can your energy needs. Your old plan might not do the job anymore.

Compare now with iSelect.

If it’s been a minute since you checked your car insurance… you could be paying more than you need to
Loyalty tax is real — and a quick compare online might help you see what else is out there.
Compare a range of policies and brands with iSelect and stay across your options

What car insurance extras can I choose from?
When you’re choosing car insurance, you can often dip into the optional extras bag to help tailor your cover to your convenience. Optional extras are most commonly available with comprehensive policies, though you might occasionally see them with third-party policies.

Here are some common optional extras you might come across:

- hire car for accidents or thefts
- reduced window glass excess or excess-free windscreen cover
- choice of repairer
- roadside assistance
- personal items cover (including sports equipment).

Optional extras can differ between insurers. Sometimes, one policy’s optional extra might be another’s standard feature, meaning you might be paying for something you don’t really need. That’s one reason why iSelect’s car insurance comparison tool might help you narrow down your car insurance options so you can pick from a range of policies for the one that works for you.

Compare car insurance policies now with iSelect.

Dolphins sleep with one eye open… maybe you should too 👀 Don’t let MLS sneak up on you!

How can I avoid the Medicare Levy Surcharge?

You don’t need to pay the Medicare Levy Surcharge (MLS) if you’re a single person with an annual taxable income of less than $101,000, or you’re a couple or family with a combined taxable income of less than $202,000.

If your family’s income is a little above $202,000 and you have more than one dependent child, you might also have an out. The minimum family threshold to pay the surcharge increases by $1,500 for each MLS dependent child after the first. For example, if you have two MLS dependent children, your threshold increases to $205,000. If your income is below these thresholds, you’re exempt from the surcharge.

But even if you earn more above these thresholds, you can avoid paying the MLS by making sure you have an appropriate level of hospital cover for the entire financial year. For singles, that means your policy needs to have an excess of $750 or less. For couples or families, you need an excess of $1,500 or less. It’s important to remember, though, that if you only hold extras cover, you’ll still need to pay the MLS.

Compare now with iSelect.